(832) 692-7540
800 Town and Country Blvd, Suite 500, Houston, TX 77024
info {@} borrowbuysell.com



If you are looking for a mortgage with a wide selection of terms and competitive rates, conventional loans may be your answer. These loans are what most people think of when it comes to a traditional home loan. Conventional Home Loans are not part of a government-sponsored program, and are instead fully funded and insured by private lenders and insurers.


Ultimately, lenders individually decide who is and is not approved for a conventional loan.

  • Borrowers should be prepared to supply at least two years of W-2’s, tax statements, bank statements and proof of cash reserves and submit to a credit report.
  • Clients should have good or better credit – at least a 620 or higher, and a low debt to income ratio.
  • For most conventional loans, a 20{fb1e1880c459e557ac3ce17ffa2de9d6b992aa91487d45f235782beb8d8c21f0} down payment is required.


FHA loans are an awesome option when it comes to home financing. They have great benefits, such as a minimum of only 3.5{fb1e1880c459e557ac3ce17ffa2de9d6b992aa91487d45f235782beb8d8c21f0} down payment. These non-conventional loans are secured by the Federal Housing Administration and are funded by private lenders.


FHA loans are a much more accessible financing option with lessened requirements and added benefits such as:

  • 550+ Credit Score
  • 3.5{fb1e1880c459e557ac3ce17ffa2de9d6b992aa91487d45f235782beb8d8c21f0} Down Payment(Compared to 20{fb1e1880c459e557ac3ce17ffa2de9d6b992aa91487d45f235782beb8d8c21f0} conventional)
  • Fixed interest rates
  • The ability to have some or all closing costs covered by the seller or the lender.
  • If you would like to make repairs to your existing home, FHA also offers 203(k) mortgages for home repair.

Applying for a Home Loan

If you’re currently looking to purchase a new or resale home unless you’re paying in cash. You’re going to need a home loan. The “Buy Borrow Sell Real Estate Team” can help you get the right home loan.

To get started, we will need to gather some basic information from you to help identity and strategically package your home loan application to make sure that you get the approval you deserve.

We do not ask for sensitive information at this stage of the application process. However, this loan assessment does go into a little depth to avoid wasting anyone’s time with back and forth emails and phone calls.

Please provide accurate information where possible and estimate as close to accurate when you do not have the details at hand. Any questionnaires completed with inaccurate or fake info will simply be discarded.

Any information which does not apply to your situation can be responded to with a “N/A”

To get started click the apply now button below.